Bank Jobs : Tata Capital Limited
Designation : Area Credit Manager
Job Description :
Area Credit Manager – Small Business & Equipment Finance And Supply Chain Trade Finance (Commercial Finance)
Business Vertical: Corporate Finance Division
Department: Credit
Key Objective of the Job:
* To Implement & Manage credit processes and Credit Underwriting for Small Business & Supply chain Management
Major Deliverables:
* Appraisal & Credit Underwriting of SME / Equipment / Channel Finance Proposals
* Monitoring of existing portfolio.
* Preparation of MIS.
* Maintaining Turnaround Time for evaluation & processing of deals
* Vendor management
* Implement and administer Credit Policies
* Internal customer service - handling of other credit and compliance issues & taking corrective measures, being met with low TAT
* Monitoring delinquency & corrective action - undertake regular interaction with collections / sales to track delinquencies
* Regular Training sessions for Sales / credit Ops / CPA resources /Channel Partners / Filed sales staff on the various product policies & processes to ensure smooth functioning
* Close co-ordination with sales, collection and operations for business growth and portfolio health
Company Profile :
Tata Capital Limited is a subsidiary of Tata Sons Limited. The Company is registered with the Reserve Bank of India as a Systemically Important Non Deposit Accepting Non Banking Financial Company (NBFC) and offers fund and fee-based financial services to its customers.
A trusted and customer-centric, one-stop financial services provider, Tata Capital Limited caters to the diverse needs of retail, corporate and institutional customers, directly or indirectly, through its subsidiaries across various areas of business namely the Commercial Finance, Investment Banking, Private Equity, Infrastructure Finance, Securities, Wealth Management, Consumer Loans, Cards and Travel Related Services.
Desired Profile :
Specialized job competencies:
* Collaborative & Co-ordinations Skills
* Analytical Skills
* Self-motivated and customer orientated
* Sound problem solving and decision making skills
* Good communications and interpersonal skills
* Computer literate in MS Office
* Proficient in both spoken and written English
Educational Qualification:
* C.A / CFA / MBA
Desired Experience:
* 3 – 5 years experience in SME / Equipment Finance / Channel finance – in Credit / Risk
Other desired attributes:
* Eye for detail and accuracy in judgement
* Proven ability to analyze and improve work processes and policies.
* Turn around time to be maintained.
Experience : 3 - 5 Years
Role : Credit Mgr-Corporate Banking
Functional Area : Banking, Insurance
Education :
UG - Any Graduate
PG - CA,MBA/PGDM
Location : Ahmedabad, Bengaluru/Bangalore, Chennai, Mumbai
APPLY HERE
Designation : Area Credit Manager
Job Description :
Area Credit Manager – Small Business & Equipment Finance And Supply Chain Trade Finance (Commercial Finance)
Business Vertical: Corporate Finance Division
Department: Credit
Key Objective of the Job:
* To Implement & Manage credit processes and Credit Underwriting for Small Business & Supply chain Management
Major Deliverables:
* Appraisal & Credit Underwriting of SME / Equipment / Channel Finance Proposals
* Monitoring of existing portfolio.
* Preparation of MIS.
* Maintaining Turnaround Time for evaluation & processing of deals
* Vendor management
* Implement and administer Credit Policies
* Internal customer service - handling of other credit and compliance issues & taking corrective measures, being met with low TAT
* Monitoring delinquency & corrective action - undertake regular interaction with collections / sales to track delinquencies
* Regular Training sessions for Sales / credit Ops / CPA resources /Channel Partners / Filed sales staff on the various product policies & processes to ensure smooth functioning
* Close co-ordination with sales, collection and operations for business growth and portfolio health
Company Profile :
Tata Capital Limited is a subsidiary of Tata Sons Limited. The Company is registered with the Reserve Bank of India as a Systemically Important Non Deposit Accepting Non Banking Financial Company (NBFC) and offers fund and fee-based financial services to its customers.
A trusted and customer-centric, one-stop financial services provider, Tata Capital Limited caters to the diverse needs of retail, corporate and institutional customers, directly or indirectly, through its subsidiaries across various areas of business namely the Commercial Finance, Investment Banking, Private Equity, Infrastructure Finance, Securities, Wealth Management, Consumer Loans, Cards and Travel Related Services.
Desired Profile :
Specialized job competencies:
* Collaborative & Co-ordinations Skills
* Analytical Skills
* Self-motivated and customer orientated
* Sound problem solving and decision making skills
* Good communications and interpersonal skills
* Computer literate in MS Office
* Proficient in both spoken and written English
Educational Qualification:
* C.A / CFA / MBA
Desired Experience:
* 3 – 5 years experience in SME / Equipment Finance / Channel finance – in Credit / Risk
Other desired attributes:
* Eye for detail and accuracy in judgement
* Proven ability to analyze and improve work processes and policies.
* Turn around time to be maintained.
Experience : 3 - 5 Years
Role : Credit Mgr-Corporate Banking
Functional Area : Banking, Insurance
Education :
UG - Any Graduate
PG - CA,MBA/PGDM
Location : Ahmedabad, Bengaluru/Bangalore, Chennai, Mumbai
APPLY HERE
